MoneyCalc

Tip Calculator & Bill Splitter

Calculate tip amount and split the bill evenly with quick-select tip percentage buttons.

Read the Guide

Before you calculate

Select the bill amount you intend to tip on. Check whether tax, a service charge or an automatic gratuity is already included.

Tipping Guide

Tipping conventions vary by country and service type. In the United States, 15–20% is standard for sit-down restaurants. Counter service, takeout, and delivery each have different norms. When dining in a group, check whether gratuity is already included in the bill (common for parties of 6+).

Tip Amount = Bill × (Tip % / 100) | Total = Bill + Tip | Per Person = Total / Number of People

Example Scenarios

Splitting a Restaurant Bill

A $120 dinner for 4 people with an 18% tip adds $21.60, making the total $141.60. Split evenly, each person owes $35.40. If service was exceptional, 20–25% is appropriate and adds $4–$9 per person.

Checking if Gratuity Is Already Included

Many restaurants automatically add 18–20% gratuity for large parties. Always review your bill before adding an additional tip. If the bill shows 'service charge' or 'gratuity,' it has already been calculated — adding another tip would double-tip.

Methodology & Assumptions

Tip is calculated as billAmount × (tipPercent / 100). The total is billAmount + tipAmount. Per-person amounts divide tip and total by numPeople (minimum 1).

Sources & calculation notes

Maintained by MoneyCalc. Results are estimates based on the inputs and assumptions shown, not personalized financial advice or a lender quote. Default rates are examples unless a specific tax year or official table is identified.

This tool uses the arithmetic identities shown above; it does not depend on an external rate feed or tax table.

Calculations run in your browser. Some tools retain settings on this device. Displayed rounding can produce small differences from a statement or contract.