Net Worth Calculator
Calculate your net worth by entering assets and liabilities with a visual assets vs. liabilities chart.
Calculate your net worth by entering assets and liabilities with a visual assets vs. liabilities chart.
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive snapshot of your financial health.
Net Worth = Total Assets − Total LiabilitiesA 30-year-old with $50,000 in retirement accounts, $20,000 in savings, and $15,000 in car loan debt has a net worth of $55,000. Consistently contributing to retirement accounts and paying down debt can double this within a decade.
Purchasing a $300,000 home with a $240,000 mortgage adds $60,000 to your net worth immediately. As you pay down the mortgage and the home appreciates, this equity grows — one of the most common paths to building wealth.
Assets and liabilities are summed across all categories. The debt-to-asset ratio indicates how leveraged you are — a lower ratio signals stronger financial stability.